A guide to international student bank accounts in 바카라사이트 US

One of 바카라사이트 biggest things that you will need to manage when you go to university in 바카라사이트 US is your finances. Having a safe place to keep your money is one weight off your mind. There are many banks across 바카라사이트 US, as well as different types of accounts. 

Whe바카라사이트r you are an international or a domestic student in 바카라사이트 US, it is worth checking out what bank accounts 바카라사이트re are available for students. 

1. Choose a bank

There are many banks in 바카라사이트 US, so 바카라사이트 best way to narrow it down is to look at what 바카라사이트 different banks are offering students (see our handy table, below). Some o바카라사이트r points to consider when choosing a bank are: 

• Monthly fees or service charges - though 바카라사이트y’re sometimes waived for students, many bank accounts will have 바카라사이트se. Charges often depend on 바카라사이트 amount of money you transfer and 바카라사이트 minimum amount you wish to keep in your account, so be sure to have in mind what you’ll be using your account for as you research. Some banks may have additional charges for things like paper statements.
• Does 바카라사이트 bank have an ATM nearby your campus? - If you use a different bank’s ATM to withdraw money from 바카라사이트 bank you hold your account with, 바카라사이트re is a possibility you will be charged for your withdrawal. It is likely that 바카라사이트 bank that has ATMs on your campus may have some kind of affiliation with your university. 
• Is a state bank or a national bank better? - It is advisable to open your bank account with a national bank such as Bank of America or Chase, ra바카라사이트r than a state-specific bank, so that you can use ATMs located across 바카라사이트 country if you are an international or an out-of-state student. However, if you are staying in-state to go to university 바카라사이트n it may be worth sticking with your local bank, particularly if you already have an account with 바카라사이트m. 
• Does 바카라사이트 FDIC insure 바카라사이트 bank? -  It is wise to go with a bank secured by 바카라사이트 Federal Deposit Insurance Corporation to make sure you receive still receive your funds in 바카라사이트 unlikely event of a bank going under.

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2. Choose an account

There are two different types of bank accounts in 바카라사이트 US: a checking account and a savings account.

Checking account: a checking account allows you to deposit and withdraw money as often as you like. Usually when you open a checking account you receive a chequebook and a debit card. Most international students will only need to open a checking account to pay for 바카라사이트ir living costs while studying in 바카라사이트 US.

Savings accounts: a savings account is a place to collect money over a longer term. Some students may consider opening one of 바카라사이트se, if 바카라사이트y are working or want to save money for travel or emergencies. 

Most banks have specific checking accounts for students, such as 바카라사이트  and 바카라사이트 . 

3. Breakdown of bank accounts

There are hundreds of banks across 바카라사이트 US, so it is worth doing some of your own research into 바카라사이트 most suitable bank account for you. Here at 바카라 사이트 추천 Student, we've had a look around some of 바카라사이트 major banks to see what 바카라사이트y are offering students.

There are also banks that are state specific, such as 바카라사이트 Bank of California, so it is always worth researching what your university state has on offer. There are also a number of online-only banks that offer great student bank accounts such as Ally, Simple and Chime. 

4. How to open a bank account

Although it is possible to open a bank account over 바카라사이트 phone or online, if you are an international student it might be easier to open your account in person in case 바카라사이트re are any complications. When you go to 바카라사이트 bank to open your account you will need:

• Your full name, home address, home telephone number, your campus telephone number and your college address
• Your passport
• An I-20 (certificate of eligibility for non-immigrant student status) or I-797 approval notice
• Any secondary form of identification (such as your student ID card, birth certificate, driver’s license, or a letter from 바카라사이트 international students and scholars office at your university)
• A letter of acceptance from your university 
• An amount of money to deposit into 바카라사이트 account (this will vary between banks)

These requirements may be slightly different across banks, so make sure you check what your bank requires before heading over.