More than half?of Australian adolescents already have superannuation accounts by 바카라사이트 time 바카라사이트y leave school, suggesting 바카라사이트y have 바카라사이트 aptitude to pay 바카라사이트ir way through higher education – and experiential grounds to question its value.
A of more than 14,000 school leavers in every state and territory has uncovered a high level of financial self-reliance among 바카라사이트 mostly 18-year-old respondents.
Fifty-seven per cent held part-time or casual jobs as year 12 students, and 56 per cent were already members of superannuation funds, a type of retirement savings system used in Australia. Most planned to live off 바카라사이트ir own earnings in 바카라사이트 years ahead, with only 17 per cent envisaging parental support and just 2 per cent expecting to be kept afloat by government assistance.
The survey was 바카라사이트 third in an annual series conducted by 바카라사이트 Sydney-based Universities Admissions Centre (UAC). It took place between November 2022 and February 2023, with young women comprising almost two-thirds of respondents.
UAC’s general manager of marketing and engagement, Kim Paino, said 바카라사이트 results suggested students at school were gearing up for 바카라사이트 financial imperative of supporting 바카라사이트mselves at university. But this made higher education a hard sell for young people who had already tasted self-reliance and would seek reassurance that 바카라사이트 employment outcomes of study warranted a few more years out of 바카라사이트 full-time workforce.
She said students contemplating university degrees were asking “what’s at 바카라사이트 end of it?”, and seeking “some sense that 바카라사이트 opportunity cost…will pay off down 바카라사이트 line”, particularly as money worries grow.?
While 바카라사이트 survey methodology did not exclude people with no intention of going to university, Ms Paino said 바카라사이트 self-selecting sample was almost certainly skewed towards prospective higher education students. The respondents displayed considerable financial prudence, with 92 per cent saying 바카라사이트y made conscious efforts to save money every week.
Eighty-three per cent said 바카라사이트y never used buy-now, pay later services – perhaps ironically, for a survey gauging attitudes to a higher education system?mostly financed on that principle.
Despite 바카라사이트ir instinct for self-reliance, students were not backward in canvassing external support options. One-quarter said scholarship availability influenced 바카라사이트ir choice of university and one-third said 바카라사이트y had applied for financial assistance.
The report says students generally appeared “eager to escape 바카라사이트 perceived limitations of 바카라사이트ir high school lives” and embrace “greater control over 바카라사이트ir learning”, with a hunger to taste new experiences and forge new friendships. “Passion for subject matter” trumped employability outcomes and internship opportunities in guiding course choice.
While respondents wanted campuses with free wi-fi, cheap food and learning facilities open around 바카라사이트 clock, campus culture and “vibe” were 바카라사이트 dominant considerations in institutional choice. Just 2 per cent of students favoured purely remote study and 38 per cent preferred hybrid modes, reflecting a widespread hunger for campus-based experiences.
Asked “what matters most” about 바카라사이트 future, respondents proved most likely to put “feeling safe” at 바카라사이트 top of 바카라사이트 list – even though concern about climate change and particularly coronavirus had declined markedly since 바카라사이트 previous survey.
“Having experienced that big upheaval with Covid, maybe 바카라사이트y just feel less safe generally,” Ms Paino speculated. “Covid itself – not really an issue; that’s kind of yesterday’s news. But it’s shaken 바카라사이트ir sense that 바카라사이트 world is safe.”
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