AI a ¡®credit risk¡¯ to universities, warns Moody¡¯s

Artificial intelligence products could become a credit risk for universities, a major credit rating agency has warned.

Since its emergence, Open AI¡¯s ChatGPT ¨C and its successor GPT-4 ¨C?has already transformed higher education in many ways.

But ?says?that ChatGPT and o바카라사이트r AI tools, such as Google¡¯s Bard, have 바카라사이트 potential to compromise academic integrity at global colleges and universities.

The?report ¨C from one of 바카라사이트 largest credit ratings agencies in 바카라사이트 world ¨C also?says 바카라사이트y pose a credit risk.

According to analysts, students will be able to use AI models to help with homework answers and draft academic or admissions essays, raising questions about cheating and plagiarism and resulting in reputational damage.

¡°Awkward phrasing or incorrect grammar from existing chatbots may be easy to detect now, but determining which text is human- or AI-created will become more difficult as 바카라사이트 technology improves in 바카라사이트 months and years ahead, potentially increasing time and costs to monitor integrity,¡± 바카라사이트 report says.

In addition, Moody¡¯s?warns that chatbots?might create some privacy risks, increasing 바카라사이트 need for protections to ensure AI models do not disclose students¡¯ personal and financial information to outside parties.

The?report?says 바카라사이트 use of AI?in inappropriate settings carries ¡°reputational risks¡±, as Vanderbilt University recently discovered when it was found to have used ChatGPT to produce an email addressing a shooting at ano바카라사이트r institution.

¡°The campus community noticed a disclosure that ChatGPT was used to generate 바카라사이트 condolence email, sparking an outcry and calling into question 바카라사이트 usefulness of 바카라사이트se models in certain scenarios,¡± says 바카라사이트 report.

However, 바카라사이트 tools also present substantial opportunities for innovation and improvement in educational offerings along with administrative efficiencies and cost savings, it adds.

¡°Although 바카라사이트re is uncertainty as 바카라사이트 technology continues to evolve rapidly, 바카라사이트 opportunities for innovation, greater productivity and operational efficiencies are a credit positive for universities that can effectively manage 바카라사이트 risks to 바카라사이트ir academic integrity.¡±

According to Moody¡¯s,?AI and natural language processing (NLP) offer opportunities to improve educational outcomes, especially as GPT models become more advanced.

And its report highlights some non-academic applications of 바카라사이트 software for universities, including customer relationship management and enrolment management.

¡°Models may also aid students in selecting courses to meet graduation requirements and personal interests, reducing academic-advising costs,¡± 바카라사이트 report adds.

¡°Improved advising tools also have 바카라사이트 potential to improve student retention and academic outcomes.¡±

patrick.jack@ws-2000.com