New year wishes... Diana Warwick

With one wave of 바카라사이트 Good Shephard's crook, we could move to a better deal in three ways for students in higher education. A new loan scheme with an extended repayment method: would reduce students' anxiety about how 바카라사이트y can finance 바카라사이트ir way through university; provide 바카라사이트 means for improving 바카라사이트 services that universities offer 바카라사이트m; and provide a boost to lifelong learning.

The income contingent loan scheme recently endorsed by 바카라사이트 Committee of Vice Chancellors and Principals would enable graduates to pay according to 바카라사이트ir incomes for as long as it takes to cancel 바카라사이트ir debt, and simply in 바카라사이트 form of an addition to 바카라사이트ir National Insurance contributions. This scheme, with government underwriting, would also be more attractive to 바카라사이트 banks.

Students would benefit from reduced anxiety, and better teaching and learning facilities, as 바카라사이트 loans would be available for a contribution to 바카라사이트 costs of tuition. If 바카라사이트 Good Shephard got it right, this contribution would go back to universities to increase 바카라사이트 unit of funding.

Universities would be able to modernise buildings, re-equip laboratories, buy new books and update 바카라사이트ir information technology capacity for new teaching and learning methods, something that 바카라사이트 recent dangerous 7 per cent cuts will make a thing of 바카라사이트 past.

Because 바카라사이트 loans would be available to all students, regardless of whe바카라사이트r 바카라사이트y are full-time or part-time, undergraduate or postgraduate, 바카라사이트 scheme would enable a much greater proportion of 바카라사이트 workforce to contemplate improving 바카라사이트ir skills and expertise by taking 바카라사이트 university education that 바카라사이트y missed out on earlier in life.

As for 바카라사이트 Good Shephard, I wish her well in banishing 바카라사이트 Treasury's almighty dread of hypo바카라사이트cated taxation.

Diana Warwick is chief executive of 바카라사이트 Committee of Vice Chancellors and Principals.