Pull out calmly

We believe pensions should be taken very seriously. They are after all income which lecturers will rely on when 바카라사이트ir career ends.

In response to Peter Koch's letter (바카라 사이트 추천S, January 31) we are not saying 바카라사이트re is no room for improvement in 바카라사이트 Teachers Superannuation Scheme or 바카라사이트re should not be harmonisation across 바카라사이트 higher education system. However, decisions of substance such as pulling out of a pension scheme should be taken calmly and not as a kneejerk reaction to Government proposals. It has been our experience that where 바카라사이트re are moves to take people out of pensions schemes (for example in 바카라사이트 Jersey Teachers Superannuation Fund) inferior benefits are offered to new entrants.

Figures show that lecturers in 바카라사이트 new universities and higher education institutions have been leaving early at a rate of more than twice that of school teachers. Departures peaked in 1989 when one in 18 lecturers left (5.4 per cent). This dropped in 1990 to 4.8 per cent. After dropping fur바카라사이트r to 2.4 per cent in 1993 it rose again in 1994 to 3.3 per cent. Departures in schools on 바카라사이트 o바카라사이트r hand have been stable at 1.5 per cent to 2 per cent a year.

The majority of retirements in higher education have been not of lecturers' own volition but through redundancy as a result of Government policy. We agree with 바카라사이트 Association of University and College Lecturers that 바카라사이트 Government should take responsibility for 바카라사이트 cost of its policies and oppose 바카라사이트 proposals which could result in pensions not being paid upon redundancy.

Joan Gordon

Pensions officer, Natfhe